Guarantor Reference

Guarantor Referencing

A landlord may ask an applicant to nominate a UK-based guarantor to support their application to complete referencing criteria such as:

• You are student
• Your income does not meet the minimum threshold requirement
• You have moved to the UK from overseas recently and therefore cannot provide previous UK addresses
• Do not have a fixed income each month

Guarantors are usually a relative or close friend of the tenant, but they don't have to be, must be a permanent UK resident and meet income requirements (listed below). A landlord might reject a nominated guarantor or ask for more information if, for example, they: 

• Live abroad
• Do not own a property in the UK

When you nominate a guarantor they will be asked to complete our Guarantor application online and provide the following documents as part of their application:

1. Proof of identity: a copy of a photo card driving license or passport
2. Proof of address: a copy of a recent (3 months) document statement addressed to themselves, e.g. a utility bill or bank statement
3. Proof of income: an employment reference letter from their employer confirming their salary OR financial reference from their accountant confirming sufficient income, OR the last 6 month's payslips/bank statements (please note their personal information such as NI number can be redacted).

Please note that we require a guarantor to receive a monthly income that is three times the amount of rent after tax. For example, if the monthly rent for the property is £500, then a guarantor's monthly income must meet a minimum of £1,500.